I Thought I Had To Work Forever

I was reading an article from USA Today®  and the headline went like this “Is retirement dying? The old work model is disappearing for boomers”

It goes on to say that Boomers are working longer at their jobs and well into their retirement years, a growing trend that threatens to upend the old workforce model.

These ‘Un-retired’ are doing this for different reasons. They are a generation that has discovered that they will be living longer than previous generations. They feel they will still be able to work longer to boost their savings to preserve their nest eggs. Making their lives more comfortable.

Financial needs weren’t the only culprit for the “un-retirement” trend. Other reasons, according a study by TD Ameritrade, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression.

All these reasons are certainly valid. However, IMHO it all really comes down to one basic reason… money. Or lack thereof. This stress brings on all the other symptoms they say we suffer in when retired.

There I said it. If we had enough money, this discussion would never have happened.

Yes, I get upset about it, I think about it, I commiserate with others over it. I feel bad that anyone has to go through this.

For me, I couldn’t wait to leave my job. Being there much longer would just prolong the agony of no promotions, no raises, just nowhere to go inside the company. I had reached the plateau in my profession.

I have found that all those reasons to stay on the job, mentioned above, can be fulfilled and sustained throughout retirement. So What can we do?

First off plan. Plan now, regardless how young or old you are. If your pre-retired, say 40-55 yrs. old, approaching retirement, 55-65, or already there, 65+, grab ahold of a financial planner. Preferably one that has been recommended to by a trusted friend or relative, a co-worker. Someone you know that has benefitted from them. I’ve found that’s better than floundering on the interwebs and not really knowing what your gonna get.

Next, you need to have a ‘sit down’ with a few (three minimum) of your choices. Your first visit is usually on the house (free). By doing this you can feel out where their expertise lies and what your needs are and a plan of attack that your comfortable with.  Compare the candidates and make your choice.

Here comes the hard part. Putting all this planning into action. What you say? Trust me I know. Action is the most scary part. We all feel that way when we try to do something new or different. Writing this blog is an Action I feared and put off for a long time. But you have to understand if we don’t change what we’re doing…nothing will change and we’re right back where we started. With nothing.

You see, I heard this a long time ago. But I never listened to myself and didn’t put anything into action. Why, I guess fear and procrastination, these can be very debilitating. The result was nothing happened. No savings, no IRA, no 401. of course no pension.  I had these accounts opened, but never contributed close to enough to retire in comfort.

About two years before I retired, I started to take action. Better late than never. Right? With all this saving spiel I’ve been touting here. I thought it was about time to get going. Retirement was creeping up, time was getting short. I thought, ok, let’s take on a part time job. Pay down some bills, put some extra dough on the mortgage principal, then throw some $$ at the savings. Great plan, until that second job ran out.

I needed something different. I needed to be in control of what I did and how much I can make. I really need to be making more than that part time job, much more to meet my needs into retirement. I started thinking outside the usual box and thought how about online marketing. Affiliate Marketing was looking good.

Low start up cost, no need to warehouse product, no storefront to rent, no handling, no shipping, set my own hours, no commuting. I’m convinced. Next step was to find a company that would show me how to get started and had the right products that were there to help people like myself get what we wanted. I wanted an online business simple enough that even if you had no experience online, not great at selling, a proven system that was working. That’s asking a lot.

To tell you the truth, I went through a bunch of companies that made all the promises but never delivered. I had become discouraged about online business. I felt it was all a scam. Then I remembered… no action, no change. There were online successes out there, Amazon, Overstock, Ebay. So the concept was there. A while later I was with a friend and he told me about Dean Holland, the founder of Internet Profits. He had started his company almost ten years ago after going through the same garbage I and thousands of people have trying to make it with an online business. After much frustration and research he found out that most of us were lied to about online marketing. When he found out why very few were making it online, he wrote a book, Affiliate Marketers Playbook, that divulges the secrets why this was so. He’s offering it for Free plus a little S&H until they are gone. But I don’t think they’ll run out soon.

This book all by itself changed how I do business online. I did read it, I did it, became a Certified Partner. I have been making money. And now I won’t have to work forever. Dean has found a way to simplify it and be more profitable. This new way of operating online has all the training you could ever want. Affiliate support like no other I’ve seen.  In my opinion It’s the best online training platform out there.

Listen To What He Has To Offer, ==>> Go Here >>==

A little PS here: The suggestions I made in this post are derived from my own experiences about how I took action to help me realize my visions and my needs. Your needs and vision may be different.  I hope I have given you some insight how you can achieve your goals for your retirement years. Don’t sell yourself short. We all have the ‘Want To’. We just need to take action.


TTYL , Lenny

Thank you for visiting.

Please leave a like or comment good or bad.

Your comment and/or suggestions are always welcome

Lenny Boucher





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6 thoughts on “I Thought I Had To Work Forever”

  1. Hi Lenny

    Great post. I reach retirement age next year, but honestly I can’t see myself fully retiring, it is partly money, but much more for me the enjoyment I get from my work.

    I fee that rather than reaching the end of my career I have just reached the peak! I have just been offered a non-executive directorship of a company, and that will a challenge I am keen to face up to. Most of this year has been short-term consulting gigs, and that allows me to work pretty much as full or part-time as I like, so for me I don’t see retirement as an option for a year or two yet. Having said that, I am looking to earn more online and so will follow your progress with interest.

    1. Thanks for dropping in. Tony. Retirement… I feel much the same way as you do. I’m more busy now then when I was at my 9-5. Stopping the 9-5 is one thing, (working for the man), but working for yourself is decidedly better and it never feels like a JOB.

  2. I’ve been semi-retired for about 10 years and have been a Certified Partner of Dean’s Ipro for 75% of that time. Maybe it’s just me, but the main thing that I’ve had to accept is that, at my age, I am slower at the uptake and operation of new things. After having a successful working life, when I rose fairly quickly through the ranks, but with affiliate marketing my improvement has been at a much more sedate pace. So, can I advise younger retirees than me, not to expect to be as successful as you were with your career in your younger days. You can still earn enough to supplement your pension(s) so that your life is made more comfortable, but don’t expect to do a “Dean Holland” and make millions.



    1. Hey Phil, Thanks for your comment. I have found that working for someone is a whole different animal than having you own business. ‘Working for the man’ is an endless chore to impress your boss to only gain a few more dollars, then get tossed out when you get older. While if you start your own gig, you start start to understand what it means to invest in your business. To be short the more time spent grooming your business the more you’ll get out of it.
      No one said it would be fast…just that it’s worth it.

  3. Hi Lenny,
    This was a great read and something that should be understood by everyone! I got myself involved in affiliate marketing as well, for the purpose of eliminating as many limits as possible. I want to have full control over how much I can earn and how long I can work. Affiliate marketing isn’t limited by age and can be done from anywhere. That is important to me. I’m 50 now and want to take control now before it’s too late. Thanks for bringing awareness to this issue!

    1. Thanks for dropping in. That’s exactly why I got started. As you know I didn’t really retire, I was “let go”. So having my side gig is helped so much. Of course having Dean and IP’s support has been the reason I’m still in it.